In the last few decades, Americans have become accustomed to the boom-and-bust cycle created by speculative investment and lenient lending practices. Typically, these areas of inflated investing are referred to as bubbles, which inevitably pop. We are still enduring the ramifications of the latest b...

When Obama was running for the presidency he campaigned on several issues, none of which are more imperative to the long-term prosperity of the American people than comprehensive financial reform. Yesterday, after months of rancorous debate, lobbying from the banking system and backroom deal making,...